HARDIYANTI, S. E. INVESMENT DESIRE : THE UTILIZATION TECHNOLOGY CHALLENGES AND THE INDIVIDUAL PERSONAL PERCEPTION. Management Science Research Journal, [S. l.], v. 2, n. 4, p. 85–98, 2023. DOI: 10.56548/msr.v2i4.85. Disponível em: https://managementscienceresearchjournal.com/index.php/msr/article/view/85. Acesso em: 7 dec. 2024.