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Kun Novaria, V., Pancasasti, R., Hidayati, A. and Pebriani, A. 2022. THE EFFECT OF EMPLOYEE COMPETENCY AND WORK ENVIRONMENT ON EMPLOYEE PERFORMANCE AT PT. FMI AREA BANK INDONESIA PROVINCE OF BANTEN AND DKI JAKARTA. Management Science Research Journal. 1, 1 (Nov. 2022), 103–113. DOI:https://doi.org/10.56548/msr.v1i1.25.